Key Changes to Federal Direct Subsidized/Unsubsidized Loans due to the One Big Beautiful Bill Act:

Beginning with the 2026-2027 academic year students enrolled less than full-time and borrowing federal direct loans will have their loan amount reduced based on enrollment. Decreases in enrollment at any point during the academic year can have an impact on a student's future disbursement amount. This means you may only borrow a portion of the full-time loan amount that matches your enrolled hours. You must still be enrolled at least half time to receive federal loans. Before dropping a course or changing your enrollment status, we encourage you to contact the Financial Aid and Scholarships Office.